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Salted Caramel Peanut Ritz Crackers

Sweet, Salty, Crunchy, and Seriously Addictive

Some snacks don’t just get eaten — they vanish. You set the plate down, turn your back for a minute, and suddenly there are only crumbs and a few suspiciously innocent faces left in the room. These Salted Caramel Peanut Ritz Crackers are exactly that kind of snack.

Think about it for a second: buttery Ritz crackers, rich caramel blended with creamy peanut butter, a smooth chocolate topping, and just the right touch of salt. It’s a combination that hits every craving at once — sweet, salty, crunchy, and melt-in-your-mouth good. Every time I make them, I tell myself I’ll save some for later… and every time, that plan completely falls apart.

What makes this treat even better is how easy it is. No oven. No complicated steps. No fancy equipment. Just simple pantry ingredients coming together to create something that tastes like it took way more effort than it actually did. If you love desserts that feel indulgent without the stress, this recipe is about to become a favorite.

Why Everyone Falls in Love with These Crackers

There’s something almost magical about sweet and salty flavors sharing the same bite. Ritz crackers already bring that buttery, lightly salty base, so when you layer them with caramel and peanut butter, the flavor instantly levels up. Add chocolate on top, and suddenly you’ve got a snack that feels bakery-worthy.

One of the best things about Salted Caramel Peanut Ritz Crackers is how versatile they are. They can be dressed up for a party, stacked on a holiday dessert tray, or made on a random Tuesday night when you’re craving something sweet. They work for game days, potlucks, bake sales, or those moments when you just want “one little treat” after dinner.

And let’s be honest — people don’t expect dessert when they see Ritz crackers. That surprise factor makes the first bite even better. It’s always fun watching someone try one, pause, and then immediately reach for another.

Ingredients You’ll Need (Nothing Complicated)

Core Ingredients

  • 1 sleeve of Ritz crackers (about 32–34 crackers)
  • 11 oz caramel bits or about 30 soft wrapped caramels, unwrapped
  • 2 tablespoons creamy peanut butter
  • 10–12 oz chocolate chips (milk or semi-sweet both work great)

Optional Toppings (Highly Recommended)

  • Flaky sea salt
  • Chopped peanuts
  • Crushed pretzels
  • Sprinkles

A quick note about the toppings: they might be labeled “optional,” but a tiny pinch of flaky sea salt on top makes a huge difference. That sweet-salty contrast is what takes these crackers from good to completely irresistible.

How to Make Salted Caramel Peanut Ritz Crackers

Step 1: Prepare the Base

Line a baking sheet with parchment paper. Arrange the Ritz crackers in a single layer. This step doesn’t take long, but having everything set up ahead of time makes the rest of the process smooth and mess-free.

Step 2: Melt the Caramel and Peanut Butter

Place the caramel bits (or unwrapped caramels) and peanut butter into a microwave-safe bowl. Heat in short intervals, stirring between each round, until the mixture becomes smooth and pourable.

Don’t worry if it looks thick at first — that’s normal. Keep stirring and it will come together beautifully. This is also the moment when your kitchen starts smelling absolutely amazing.

Step 3: Add the Caramel Layer

Spoon a small amount of the caramel-peanut butter mixture onto each cracker. You don’t need much. Gently spread it so it covers most of the cracker without spilling over the edges.

Step 4: Melt the Chocolate

In a separate microwave-safe bowl, melt the chocolate chips using short bursts and frequent stirring. Once smooth, spoon the chocolate over the caramel layer.

This is where the crackers officially turn from “simple snack” into “wow, what is this?”

Step 5: Add Toppings

Before the chocolate sets, sprinkle on your toppings of choice. A light touch is all you need — flaky sea salt, chopped peanuts, crushed pretzels, or sprinkles all work beautifully.

Step 6: Let Them Set

Allow the crackers to sit at room temperature until firm, or place the tray in the refrigerator for about 20 minutes if you’re short on time. No judgment — this shortcut gets used a lot around here.

What Makes These Crackers So Hard to Stop Eating

It’s all about the layers. The crisp Ritz cracker gives you crunch. The caramel and peanut butter add softness and richness. The chocolate brings smooth sweetness. Every bite has contrast, and nothing overpowers the rest.

Because they’re small, they feel harmless. You grab one thinking it’s just a little bite… then another… and another. Suddenly the plate looks a lot emptier than it did five minutes ago.

Helpful Tips From My Kitchen

  • Always use parchment paper for easy cleanup and perfect release.
  • Work in batches if your kitchen is warm — chocolate sets better in cooler conditions.
  • Keep portions modest when adding toppings; a little goes a long way.
  • Store in layers with parchment between them to prevent sticking.
  • And most importantly: hide a few for yourself before serving. Trust me.

Fun Variations to Try

Once you make these crackers once, you’ll start imagining all kinds of ways to change them up. Here are a few tried-and-true ideas:

  • Drizzle dark chocolate instead of fully coating for a lighter bite
  • Use white chocolate and crushed pretzels for extra contrast
  • Add seasonal sprinkles for holidays or themed parties
  • Swirl extra peanut butter on top for serious peanut butter lovers

This recipe is forgiving, so don’t be afraid to get creative.

When to Serve Them (Short Answer: Anytime)

These crackers fit just about every occasion:

  • Holiday dessert trays
  • Game day spreads
  • Bake sales
  • Potlucks
  • Movie nights
  • Late-night cravings (arguably the best time)

They also travel well, which makes them perfect for sharing — assuming you want to share.

Storage and Make-Ahead Tips

Store Salted Caramel Peanut Ritz Crackers in an airtight container at room temperature for up to five days. If your home runs warm, keeping them in the refrigerator helps them stay firm and neat.

They’re an excellent make-ahead treat, and many people swear they taste even better the next day once all the flavors have settled together.

Final Thoughts (From One Snack Lover to Another)

If you’re searching for a dessert that feels homemade, comforting, and indulgent without turning into a full-blown project, these Salted Caramel Peanut Ritz Crackers are the answer. They come together quickly, use everyday ingredients, and disappear faster than almost anything else I make.

I’ve lost count of how many times I’ve been asked for this recipe — and that’s always the sign of a true keeper.

Go ahead and make a batch. Just don’t say I didn’t warn you… stopping at one is nearly impossible. 😄

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